deposits

Fractional reserve banking refers to banks holding only a fraction of their deposits in the form of liquid reserves, and lending out the rest.

(Yes, deposits are borrowed money.) The Fed is different because it gets to print money.

Actually they have researched the possibility; but they haven't found enough soot deposits to justify the theory.

Banks routinely go under, and in almost all cases your deposits are only 'safe' up to a certain amount.

No, deposits aren't a trove of unexploited treasures: some important gems and a lot of rubbish.

Repeated deposits of banknotes that were last seen from Alice could lead investigators to her door.

For example deposits are usually held in a client account, separate from other corporate funds, and not usable except for the intended purpose.

They also accepted deposits from the Nazis, but I can understand their attitude of not taking sides.

Example: Alice withdraws $100 from an ATM to buy illegal drugs from Bob, who then deposits it in his bank to pay rent.

If you don't have 100k in deposits, you seriously can't.

Making huge monthly deposits into savings/brokerage account is exciting stuff.

The bank therefore creates its own funding, deposits, through lending.

Banks don't lean from deposits even in the "official" narrative.

This lead to a cooling of the planet due to reduced CO2 levels and the precipitation of iron oxides into massive deposits worldwide, today visible as "banded iron formations" [1].

Yes, I know that the article defines "money supply" as "cash plus demand deposits".

You don't need to take any loans at all - the bank with $1B in deposits could just "loan" a subsidiary $9B to buy US treasuries with via the magic of fractional reserve banking.