buy-to-let

That basically means long-term house price stagnation and investment in social housing to remove the incentives for buy-to-let landlords and multiple property owners.

As the property value rises, buy-to-let landlords will often use the equity generated to leverage another loan on another buy-to-let property, rather than sell the first property.

Is it because people who buy-to-let are already wealthy so the banks know they'll get their money back?

Bradford & Bingley, which was the UK's buy-to-let mortgage specialist, was particularly hard hit by the GFC.

If buy-to-let comes to dominate a neighbourhood, can you ever build a community around such a neighbourhood?

What does community even mean nowadays in cities when housing is snapped up by absentee investors and buy-to-let landlords with no interest in their neighbours or the neigbourhood?

If buy-to-let activity was curtailed (for example by removing certain tax advantages), it might dampen some of the pressure on house prices.

People who buy-to-let are not in the rental-income business, they are in the business of acquiring property, because property prices are sky rocketing.

Used to be different in the UK but these days the housing market is now all but in the hands of buy-to-let rent seekers.

You hear stories of investors who keep on acquiring and end up with dozens of buy-to-let properties and are leveraged up to the hilt.

Why are the banks more willing to lend to buy-to-let folks?

The fact buy-to-let mortgages have this requirement for mum and pop landlords means that even if you have the liquid assets (large hedge funds, investors, mega-rich) you might as well extract the 6% minimum yield.

A UK perspective: over the past decade there has been an enormous growth in the buy-to-let market and the UK is now overun by the worst type of property owner: the buy-to-let (buy-to-rent) landlord or "property investor".

What's partly happening in London is that the housing market is overun by buy-to-let landlords and "property investors".

The landlord is actually there, so he is directly concerned with the well-being of the life around him and with the environment, unlike the absentee landlords who own property only for the money which it makes." In the UK, we have huge numbers of buy-to-let landlords.

Here, the (currently stuttering) oil industry has had a huge intensifying effect on price rises, both by putting more well-paid people into the rental market and by creating a larger than average pool of Buy-to-Let landlords looking to invest their oil earnings in property "for their retirement".

Buy-to-let housing, as an investment vehicle, is fairly sickening in the UK.

Buy-to-let is penalized because rental income is taxable.