overdrawn

Make sure that second account has a flag that says it can not be overdrawn under any circumstances.

Besides, its not like large AP systems are a new thing, have you ever overdrawn your account?

Last month my personal account was overdrawn by $400 (people don't pay their invoices in December).

UK banks do the same, they just charge their fees to people who go overdrawn instead.

Inconsistency is handled later when you get a letter that your account is overdrawn.

There are plenty of accounts in the UK where you don't have to pay anything, as long as you don't go overdrawn.

The government isn't one monolithic agent with a single (overdrawn) checking account.

I didn't read all 900+ comments, but I wonder how many were affected like the first commenter (overdrawn bank account).

I think that morally overdrawn is the natural state of much of the business world - morally bankrupt is rarer.

On the other hand with no extortionate fees for going overdrawn.

So, people with bad credit, or who have previously overdrawn, are probably higher risks for depositing checks (especially personal checks) which may be revoked later.

Charge you a $30 overdraft fee and then since your account is overdrawn, hit you with 2 more $30 fees for the $10 an $20 transactions.

If you think being in arrears to a bank is "a position of strength", you must have never overdrawn your account.

But to say that taxis are "insanely" expensive is not just overdrawn, but disconnected from reality.

How often do you see parents dragging their screaming kids around, giving their 2-year old an iPad to shut them up at the coffee shop, buying a 50" flat screen TV while the college fund is at $0 and the bank accounts are overdrawn.

When you get a letter from your bank saying you're overdrawn, or when you see you've been double-charged for something on your credit card statement, do you consider that a "talking point?" At what point do facts and reality become something more than a "talking point" for you?