amex

While Amex clearly dropped the ball there: It wasn't a computer making the decision, it was a person.

With Stripe having investments from both Visa and AmEx they have little incentive to challenge the current fee structure.

Anyway, Amex should have called the new number on the account to see if they get the same person.

A more probable reason is the higher transaction fee charged by Amex (3.5% compared to 2%).

If you're talking about the Visa (?) with the spend then 2%, the Amex version is straight-up 2% from the first dollar.

I've personally made the mistake of reading the wrong numbers off my Amex cards a few times.

I use a British Airways branded Amex here in the UK and put almost all my spending through it.

With Apple Pay, I now get iOS notifications for all the purchases on my Amex card.

The Amex agent called the old phone number on the account.

> Amex does allow you to carry a balance but their ratio is opposite of others 30/70%.

Very often, the merchant would just assume I was using an Amex e.g.

I wonder if this has any thing to do with why amex was so infrequently an available payment option online for so long...

As an example, CC charge -> Amex GC w/ cashback from rewards site -> Visa GC w/ PIN -> ATM or money order to withdraw is a fairly "simple" MS chain.

Yep, my latest Amex came with a chip, and when I tried to swipe the mag strip at WalMart (don't you judge me) the reader actually said "Must insert card" which was really confusing until I noticed it had a chip reader.

Amex does allow you to carry a balance but their ratio is opposite of others 30/70%.

If you're in that situation, you're probably best off earning one of the flexible currencies like Chase's Ultimate Rewards or Amex's Membership Rewards.

Amex calls the old number, gets the old partner who is particularly vindictive and decides to answer the questions as well as he can.