insurer

That's akin to entering a health insurance contract and then demanding the insurer pays for the theft of your iPhone.

The Uber driver doesn't have any, the car insurer therefore doesn't pay, so someone else pays.

Because no insurer can decline someone, my cost went up to make insurance for people with per-existing conditions more affordable.

What insurer could have covered the estimated 137 billion dollar hit [1] from the Fukushima disaster?

That dynamic would apply to a health insurer or provider, not a glorified convenience store.

CVS is not really an insurer, they are a provider of retail pharmacy, specialty pharmacy, home infusion, etc.

More often than not we notify the insurer and let them deal with it according to our wishes.

Life insurance is a popular savings product in France, and typically the customer allocates their money among different investment funds offered by the insurer.

Ironically a plan through Priority health on the market place cost 2x as much as the same plan purchase through the same insurer individually.

It's part of almost every insurer's terms and conditions.

Instead it is a story of grand stupidity, of how a French insurer wrote the worst contract in the world and sold it to thousands of clients.

Based on his experiences I'd rather go directly to an insurer like Oscar.

It doesn't matter if you rationalize it with "oh, that someone else is also some insurer".

Every customer of the insurer should be in the same "pool"

An insurer charges you (or maybe an aggregated group of "yous") more than it costs to provide a certain protection (or hedge against a certain risk).

There should be no "pool" inside of an insurer.