The reduction of loan principal over a series of payments.
Used in a Sentence
amortization
Definitions, parts of speech, synonyms, and sentence examples for amortization.
Editorial note
Seeing that type of amortization and interest on anything other than a house (and even then...) is pretty eye opening, especially when the amortization schedule has your name on it!
Examples14
Definitions2
Parts of speech1
Quick take
The reduction of loan principal over a series of payments.
Meaning at a glance
The clearest senses and uses of amortization gathered in one view.
The distribution of the cost of an intangible asset, such as an intellectual property right, over the projected useful life of the asset.
Definitions
Core meanings and parts of speech for amortization.
noun
The reduction of loan principal over a series of payments.
noun
The distribution of the cost of an intangible asset, such as an intellectual property right, over the projected useful life of the asset.
Example sentences
Seeing that type of amortization and interest on anything other than a house (and even then...) is pretty eye opening, especially when the amortization schedule has your name on it!
Low memory overhead, fast startup time, and the time amortization inherent in garbage collection doesn't matter a whit.
As to amortization, operations on Clojure-style vectors have pretty much zero variance (modulo the size of the vector).
It requires a certain amount of amortization to become cost effective for a lot of people.
An 8-12 year amortization of a project that people have argued eloquently is a total waste of time as a start-up?
Even that bucket is a grab bag of other costs as well such as amortization of acquired assets (not necessarily for data centers).
Server amortization costs, future cost calculation planning, depreciation costs, power consumption, etc are all closely calculated and factored into budgets.
They'll recover their money in 20 years (unless they account the contracts they're getting from the government for giving them Skype access as amortization).
[1]: Changing the owner is the amortization pressure-release valve (all amortized algorithms work on that idea of slowly increasing pressure, that is then released seldom but regularly).
Not that it matters in tech, as I assume Depreciation and Amortization are almost nil.
My figures include taxes and average amortization of any fixed costs.
I don't criticize computers for not dissolving class disparities for the same reason that I don't criticize an amortization table for not solving poverty.
Quote examples
Okasaki makes a strong case in his book that the kind of analysis that rejects amortization over ephemeral usage when a structure can be used in a persistent setting is not "more egregious than describing quicksort as O(n^2)".
Timesharing centralized the management and amortization of costs and resources; personal computing fractured, democratized, and ultimately amplified administrative problems." but even more to the point would be: with a terminal, you just plug it in and turn it on.
Frequently asked questions
Short answers drawn from the clearest meanings and examples for this word.
How do you use amortization in a sentence?
Seeing that type of amortization and interest on anything other than a house (and even then...) is pretty eye opening, especially when the amortization schedule has your name on it!
What does amortization mean?
The reduction of loan principal over a series of payments.
What part of speech is amortization?
amortization is commonly used as noun.